The easiest way to understand this is using sensitivity of the speaker. 3050i is 91dB/1W/1m @ 1KHz. Which means it produces 91dB loudness at 1m with 1W of amplifier power with a 1KHz tone. Now think of what happens if you drive with 100W amplifier. 100 times power will result in 20dB louder sound. So you will get 111 dB loudness at 1m with 100W.
Now you are not going to sit at 1m distance from the speaker obviously. This will bring in the distance law. Doubling the distance will decrease the loudness by 6dB which means you will hear it as quarter as loud. So, at 4m you will listen at 111db - 12dB = 99 dB.
99dB is unbelievably loud. I cannot imagine you will listen at more than 85 dB. So you are going to use around 40W of power per channel.
Now remember all this is based on a 1KHz tone. Obviously you are not going to listen 1KHz tone all day. The amplifiers will need more power to drive the speakers as the impedance will drop significantly at lower frequencies. It is not uncommon for the impedance of the speaker to drop to 4Ohm or lower at lower frequencies. So, the 40W power that you needed for your speaker will become 80W needed. Which may be hard for the AVR to deliver if you have more than 2 channel active at any point of time.
Hence the suggestion was for you to crossover higher so that the heavy lifting for the lower frequency can be handled by the sub-woofer instead of the AVR.
I think at this point you can do few things,
a) Listen at lower level. Remember every 3dB reduction halves the amplifier power.
b) Offload lower frequencies to sub-woofer. That may still be not enough
c) Add an extra stereo amplifier to drive your fronts. It may or may not be possible unless you have a pre-out in your AVR
d) The most obvious thing for an audiophile BUY a newer beefier AVR