I think this is beaten to death, but there are couple points to understand.
Localization: Approximately 80 Hz and above, we can localize the sound where its coming from. Hence you will see the recommendations to cross over to subs 80 hz and below. Thats the ideal situation. Above that, should be produced by the speakers.
Now the -3db point. Speakers are designed to have flat output for its range. The -3db point is the frequency at which its output is 3 db down its rated output. -6db point means the output is 6 db down at that frequency. So, if a speaker has -3db at 150 Hz, it means it will continue to have less output below that frequency. To have consistent output in a Speaker + sub system, speakers having -3db point below 80 Hz works better. Below 80 Hz, sub takes over and the output is maintained.
Now, coming back to your specific case because your speakers have -3db point at 150 Hz.
Option 1: cross over your speakers at 150 Hz. Yes, some sounds will localize, but you will hear the full spectrum. This is assuming your sub can produce sound above 150 hz.
Option 2:cross over your speakers at 80 hz. Sound will not localize, but there is big dip in the 80 to 150 hz range.
Honestly, I would prefer option 1. Yes, its less than ideal, but better to hear all the sounds than missing out. In future, when you upgrade your speakers, then you can set the frequency to 80 hz. Till then, enjoy your system.
Localization: Approximately 80 Hz and above, we can localize the sound where its coming from. Hence you will see the recommendations to cross over to subs 80 hz and below. Thats the ideal situation. Above that, should be produced by the speakers.
Now the -3db point. Speakers are designed to have flat output for its range. The -3db point is the frequency at which its output is 3 db down its rated output. -6db point means the output is 6 db down at that frequency. So, if a speaker has -3db at 150 Hz, it means it will continue to have less output below that frequency. To have consistent output in a Speaker + sub system, speakers having -3db point below 80 Hz works better. Below 80 Hz, sub takes over and the output is maintained.
Now, coming back to your specific case because your speakers have -3db point at 150 Hz.
Option 1: cross over your speakers at 150 Hz. Yes, some sounds will localize, but you will hear the full spectrum. This is assuming your sub can produce sound above 150 hz.
Option 2:cross over your speakers at 80 hz. Sound will not localize, but there is big dip in the 80 to 150 hz range.
Honestly, I would prefer option 1. Yes, its less than ideal, but better to hear all the sounds than missing out. In future, when you upgrade your speakers, then you can set the frequency to 80 hz. Till then, enjoy your system.